Synchrony Financing Options

ABOUT MONTHLY PAYMENTS ASSOCIATED WITH DEFERRED INTEREST OFFERS

The Suggested Equal Monthly Payment shown (which may exclude taxes and delivery) may be greater than the required minimum monthly payment that will be on your billing statement when you use the 12-or 18-month promotional financing offer.

This estimated payment:

  • Equals the amount financed divided by 12 or 18 rounded to the next highest whole dollar.
  • Would pay off the amount financed within 12 or 18 months, but only if there are no other balances on your account at any time during the 12 or 18-month promotional period and you make your payments on time. Your total payments will equal the amount financed.

If the amount financed is not paid in full within 12 or 18 months, interest will be charged to your account from the purchase date and your total payments will be greater than the amount financed.

IMPORTANT: The information about the Suggested Equal Monthly Payment shown assumes the following promotional financing offer is applied to the amount financed:

No Interest if paid in full within 12 or 18 Months*

On purchases of $1,000 - $1,999.99 (12 months) or $2,000 - $2,999.99 (18 months) made with your Teletron credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 or 18 months. Minimum monthly payments required.

*Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.

ABOUT MONTHLY PAYMENTS ASSOCIATED WITH EQUAL PAY/NO INTEREST OFFERS

A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. The estimated required monthly payment shown (which may exclude taxes, delivery or other charges) equals the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. During the last month(s) of the promo period the required monthly payment may be reduced due to this rounding. These payments apply only with the financing offer shown. If you make these payments by the due date each month, you should pay off the amount financed (including related promo fee) within the promo period, if it is the only balance you are paying off. If you have other balances on your account, this payment will be added to any other minimum monthly payments.

IMPORTANT: The information about the Equal Monthly Payment shown assumes the following promotional financing offer is applied to the promo purchase balance:

0% APR for 24 or 48 Months**

On purchases of $3,000-$6,999.99 (24 months) or $7,000+ (48 months) made with your Teletron credit card. Equal monthly payments required for 24 or 48 months. Promo fee of 2% of amount financed will be included in required monthly payments.

**Qualifying purchase amount must be on one receipt. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.